Learn to say one of the most important words for a busy, working mom: no!"
Hire a housekeeper to
come in to do the dusting, cleaning the bathroom and kitchen floors. It`s totally worth the money.
Never, ever take work
home with you.
Set up a direct deposit, so part of your paycheque goes into your savings account. So, you don`t have to
struggle to save and instead you just automatically save some money for the rainy day. It takes the pressure off and when you need it,
the money is there to fall back on.
Make a `chore calendar`. Give your husband and children chores each day, and post this
where everyone can see it. That way, you don`t have to nag.