To calculate your maximum pulse rate simply subtract your age from 220. So, if you are 70, that would be 220 - 70 = 150. Theoretically, no matter how strenuously or how long you exercise, your heart simply cannot beat any faster than 150.

If after exercise, you record a pulse of 110, that makes it about 73 percent of your maximum. Your target pulse rate is generally 65 percent to 75 percent of maximum.

As your physical conditioning improves, you're going to have to push just a bit harder to keep your pulse in the target zone. But, that's virtually the definition of an exercise-training program.

Heart-rate monitors can be worn during exercise and can be calibrated so that an alarm sounds as soon as you exceed or fall below your desired pulse rate range.

As you keep at your exercise, you will find that you will be able to judge your pulse rate zone without a calculation. One of the virtues of physical exercise is that it allows you to become acquainted with your inner self in ways a contemplative existence doesn't permit. Having a sense of your pulse rate is one of these precious insights.

Different medications like beta blockers can effect pulse rate during exercise.

Keep talking and breathing as you exercise.

And remember, one of the central bio-markers of the ageing process is the decline in maximum pulse rate. Like other central functions, the pulse falls about one-half percent, per year, as you age.

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